Project

Loan Calculator

This React Native loan calculator app provides an intuitive interface for users to compute detailed loan metrics, including total interest, monthly payments, and amortization schedules. It leverages robust form validation with Zod and React Hook Form, ensuring accurate input handling and persistent user preferences via AsyncStorage. The app's dynamic table and interactive components facilitate a comprehensive understanding of loan repayment structures, making it a valuable tool for financial planning.

April 2026

About

This mobile application offers a straightforward yet powerful tool for calculating and visualizing loan repayment details. Built with React Native and TypeScript, it emphasizes accurate input validation, persistent user preferences, and interactive data presentation. Its modular architecture and use of modern libraries make it both scalable and maintainable.

Purpose

The app addresses the need for users to understand their loan obligations by providing real-time calculations of principal, interest, total repayment, and monthly payments. Key features include customizable loan parameters, a detailed amortization table, and persistent storage of user preferences, all designed to enhance financial literacy and decision-making.

Technical Deep Dive

A notable architectural choice is the integration of react-hook-form with zod via @hookform/resolvers/zod for schema validation, ensuring robust and type-safe form handling. The app dynamically generates a month-by-month amortization schedule based on user inputs, utilizing React's useCallback for performance optimization. Additionally, it employs AsyncStorage to persist user-defined interest rates, seamlessly restoring preferences across sessions. The combination of these techniques results in a responsive, reliable, and user-centric application.

Lessons Learned

One of the key challenges was managing the formatting and cursor position within the loan amount input field. Handling real-time formatting while preserving cursor placement required careful synchronization between state updates and React Native's rendering cycle. This experience underscored the importance of precise control over user input and highlighted the complexities of creating a smooth, user-friendly input experience in mobile applications.